Our Savings
It’s generally wise to have a savings account, and they’re mostly free—especially at online banks, community banks, and credit unions. Keeping cash elsewhere that you don’t plan to spend in the immediate future is unsafe, and using a savings account has a psychological benefit: It’s tempting to spend money in hand. A savings account, however, can be a means of setting aside funds to reach longer-term goals.
Competitive Interest Rates The rates you'll benefit from as a Security Trust Service Credit Union Personal Savings account holder beat the national bank average*. Interest is earned daily and posted to your account monthly, which means that every day your savings are with Amex, you're winning the saving game.
Convenience Every step of saving is now simple. You can easily link your Security Trust Service Credit Union Personal Savings account to up to 3 bank accounts, set up recurring deposits, and access your funds 24/7 online or by phone. All you need are your current routing and account numbers.
Powerful Earning Take advantage of a high APY and zero fees. Security Trust Service Credit Union Personal Savings Accounts don't have monthly balance requirements or maintenance fees. That means you can maximize your interest earnings and save with confidence.
Credit Cards
Customized offers fast and easy Tell us who you are and what you like, to see what offers are available to you. It will only take a minute and won’t impact your credit score. Already a customer? Be sure to sign in when you check for offers to see what’s already waiting for you.
Selecting a credit card
Choosing a credit card can be overwhelming. We’ve compiled some important considerations to help you pick the best credit card for you.
Managing your credit card
Get the most out of your credit card. Find out how you can take advantage of all the opportunities that may be available to you as a cardholder.
Paying down your debt
By following a few simple steps, you can help ensure you’re headed in the right direction when it comes to managing your credit card debt.
Improving your credit
Better credit habits can lead to a better credit score. If you’re looking to improve your credit, check out some of our helpful tips.
Our Loans
Interest rate for loan range from 10.99% to 24% and can vary by loan amount, loan tenure, credit score, your company as well as your past relationship with the bank. Some of the factors that affect the interest rate you get on your loan are as follows:
Loan amount
Higher the loan amount, lower will be the rate of interest for the loan as banks offer a lower interest rate on high-value quick loans.
Loan Tenure
Interest rate is higher for long tenure loans and lower for shorter tenure loans.
Credit Score
Your credit rating plays an important role in determining the interest rate on the instant loan you get from the bank. Higher the CIBIL score, lower will be the rate of interest. The banks will not typically lend below a credit score of 750.
Company You Work for
Each bank has a list of company categorisation with differential interest rate offering to each company category. Larger and reputed companies are categorised in the highest company category. Higher the company category lower will be the interest rate.
Relationship with the Bank
Existing customers of the bank are usually offered a special discounted rate. Do complete research on the interest rate before you apply for the loan.
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